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Market Research Group

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If a credit card pays 1% cashback on all purchases, you could earn 50 if your annual spend is 5,000. But make sure you pay your balance off in full each month, otherwise the interest charges will almost certainly outweigh the benefits.


Most cashback cards credit the amount you earned onto your statement, reducing your credit card bill. Some cards send the cashback to a bank account so you can spend it, or let you convert it to points or vouchers.

We won't give you cashback in relation to debit card payments for anything that you later cancel or return for a refund. If we've already credited your rewards balance with cashback, we will deduct the relevant amount from your rewards balance.

We might need to make changes to the way we offer cashback. That could mean changes to how you earn cashback, how much cashback we'll offer or the period of this promotion. We might also make other changes.

New cardmembers will receive an introductory cashback reward after spending $3,000 within the first 90 days of account opening. The cashback reward amount will be $300 if redeemed towards student loans with an eligible servicer. The cashback reward amount will be $150 if redeemed for a statement credit.

Introductory offer: For a limited time earn a cashback reward after spending $3,000 within the first 90 days of account opening. Offer is subject to change at any time. The cashback reward amount will be $300 if redeemed towards student loans with an eligible servicer. The cashback reward amount will be $150 if redeemed for statement credit. Cashback is awarded based on eligible credit card purchases excluding transactions such as cash advances of any type, balance transfers, convenience check transactions, overdraft protection transfers and quasi-cash transactions.

When you make eligible purchases from Shopify using your Shopify Balance card, a percentage of the purchase price is deposited into your Shopify Balance account up to a maximum of 2000 USD a year. The deposit doesn't include cashback from Shopify partners. Cashback is deposited into your Shopify Balance account on a monthly basis. This 2000 USD annual limit resets on January 1, regardless of the amount of cashback that you earned in the previous year. The limit does not carry over to the new year.

There are two types of cashback. Traditional cashback is where we can get cash without having to go to an ATM or bank branch. All we need to do is go to a cashback-enabled establishment like a supermarket or petrol station and ask for cash when making a purchase. The amount will be added to the total. We pay with our bank card and the shop assistant hands over the purchased items plus the requested cash.

We replaced the uChoose platform on September 14th, 2020. Your points were automatically rolled over to the new platform at the current 1% cashback value. You began to earn on the new platform starting with all purchases on or after September 14th.

Platinum and Business Platinum Credit Cards earn 1% cashback on purchases. Classic Visa Credit Cards, eChecking Debit and Business Debit Cards earn % cashback on purchases. Visa Signature Credit Cards earn 2% cashback on purchases.

You earn cashback for the purchase of goods and services. You will not earn cashback on the following: ATM transactions; cash advances; balance transfers; and cash equivalents such as cashier checks, money orders and prepaid gift cards. See the Terms and Conditions for your card to find the full list of exceptions.

You can check your available cashback rewards in online banking and on your monthly account statement. Look for your cashback totals in online banking on your Account Statement or in Forms. To find Forms:

Whether it's the weekly shop, a meal out or hitting the high street, registering for Cashback Extras lets you easily earn cashback with selected retailers on your debit or credit card purchases and Direct Debits.

Cashback earned using a debit or credit cardCashback will automatically be paid into your account on or before the last working day of the month following your redeeming transaction. For example, if you used your offer in January, your cashback should be paid into your account at the end of February.

For direct debit offers, if both parties receive and activate the same offer but only one party sets up the relevant subscription service to redeem the offer, the first party to activate the offer will receive the cashback into their nominated account, which may be the joint account or an alternative account. 041b061a72


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